Client Resources

Lunch and Learn Seminar Series

All seminars will be held  at the office starting at noon (unless noted). This series is open to friends and family of current clients and seating is limited to the first 25 who register so please don’t forget to register early. Speakers and topics are subject to change.

Please contact us to register for all events.

Are you concerned about retirement income?

Lunch and Learn Seminar Series is back!

August 10, 2022 – 12:00 – 1:00 PM 

Please join us in the office or online for this event.


Timberland FCU & Robin Hood Brewing Company present:


Join us for a night of fun, games, and prizes!

Aside from all the fun of trivia, we’ll also have a Hawaiian shirt contest!

PLUS- wear your Santa hat and earn an extra entry for our prizes!

Can you believe it Happy Valley Financial Services is turning 4!

Please join us at new corporate headquarters

located at 514 Longs Mountain Road, Karthaus PA 16845

on July 30th @ 2pm for Celebration.

Please join us at

The Timberland FCU Scholarship Classic

on August 28,2022 at Eagles Ridge Golf Course.

All proceeds go the Scholarship fund.

Click the button below to register or donate now!

Register or donate now!


Past Events

Tuesday, May 19th Noon

Retire On Purpose: Creating the Life you want

Tim Carter Regional Vice President of Jackson Financial will be on hand to discuss how to retire on purpose.

So how do we prepare for a retirement that offers purpose, value and meaning?

Simple – we need a plan for life. And planning will not only help you get a clearer picture of what you actually want your life to be in retirement, it will be a blueprint for your financial plan.

So this next chapter in life will be different for everyone – everyone wants different things in life, everyone’s version of happiness and meaning is different.


Tuesday April 28th Noon

What is Alternative Credit?

We will be hosting Mark Pillor, Senior Vice President at Griffin Capital to discuss a few strategies that the largest funds use.

Have you ever wondered how endowments and pensions seem to always get great returns? Would you like to find out?


Thursday March 26th

What is Trend Following?

Michael Norton, Managing Director at Pacer Etf’s will be on hand to discuss how following a trend can help your portfolio.

Are you looking to participate in the market when its trending up and pare back when it is trending down?


Thursday April 30th Noon

What is Alternative Credit?

Mark Pillor, Senior Vice President Griffin Capital will be on hand to discuss what Alternative credit is and how it should be used in a portfolio.

Have you ever wondered how endowments and pensions seem to always get great returns? Would you like to find out?


Tuesday March 17th Noon – What is Private Equity? – Brian Weilacher, Regional Vice President at CNL Securities Corp will be on hand to discuss what Private Equity is and how his company offers it to individual investors.

What if You had a Way to Invest in High-Quality, Growing, Private Companies?


April 10th Joseph Wolen – MBA Regiona l Vice President of Athene “Is your retirement nest egg protected from downside market risk?” Are you looking for a way to guarantee your investments against market losses?

Guarantees are backed by the claims paying ability of the issuing insurer. An annuity is a long-term financial product designed largely for asset accumulation and retirement needs. Withdrawals and death benefits are subject to income tax. If withdrawals and other distributions are received prior to age 59 ½, a 10% penalty may apply. Certain Annuity product features, offered by some Fixed Annuity companies, such as stepped-up death benefit, a bonus credit and a guaranteed minimum income benefit, carry added fees.

May 8th Michael Norton – CFS Managing Director at Pacer Financial “What is trend following?” Are you looking to participate in the market when its trending up and pare back when it is trending down?

June 5th Jeni Middaugh – Vice President Inland Securities Corporation Rising “Rates and Inflation: Real Estate Investments Can Navigate the Headwind to Generate Income Potential”

Can you believe it?
Happy Valley Financial Services is turning 1 already!!

As a THANK YOU to everyone who has made this first year such a success I am having an after-hours celebration on June 26th at 5 PM at the office. Click here for more details.

July 10th Jason Stupak – Senior Regional Marketing Director, Lincoln Financial Distributors ” Planning for tomorrow starts today” How does your life savings become income in retirement?

Augus7th Steve Donohue – Regional Vice President Prudential Annuities “What is the retirement redzone?” Are you in the final 10 years before retirement? Or are you in the first 10 years of retirement?

October 9th “Aging in Place” According to AARP 90% of Boomers want to Age in place. What are your options here in Central Pennsylvania?

November 6th Dillion Crist – Regional Vice President PAC “A Preferred Stock & Warrant offering designed to potentially provide investors with preservation of capital, steady income and growth. “ Capital Preservation, Growth & Income

​Toys for Tots December 12th 2 PM

Stop in at 2 pm on December 12th to hear Major Gene Weller talk about the toys for tots program and enjoy some refreshments and friendship.

We are accepting toys anytime between now and the date of the event.


2022 Annual Tax Guide

2022 Annual Tax whitepaper

Essential Financial Figures 2022

Are you curious about life insurance? Click here to be covered in minutes with out talking to a pesky life insurance agent or without taking those pesky paramed exams.

Are you new to comprehensive financial planning? Here: What we do is a guide to how we interact with our clients.

Are you looking for financial advice but aren’t sure you have enough money saved to start investing? Check out our monthly subscription models.

Are you looking for an outline of things to bring along to our first meeting? Check out our financial review checklist.

Banking and Lending services offered through Timberland Federal Credit Union.

Are you new to financial planning? Check out our  Financial  Planning 101 Guide. 

Are you or a loved one worried about what will happen when you are gone? Our Survivor’s Guide will help you put all of your important information in one place.

Are you curious as to what we can help you with? Check out our one page guide  on what we can help you with.

Helpful Videos

Weekly Economic Updates

December 5, 2022

Weekly Market Insights: Easing On Rate Hikes And Job Numbers Cheer Markets Presented by Happy Valley Financial Services Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the...

November 28, 2022

Weekly Market Insights: Fed Talks Turkey On Lower Rates, Boosting Markets Presented by Happy Valley Financial Services Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week. The Dow Jones Industrial...

November 21, 2022

Weekly Market Insights: Markets Down Ahead Of Thanksgiving Holiday Presented by Happy Valley Financial Services The stock market edged lower last week as it digested a crosscurrent of conflicting economic data and contrasting comments from Fed officials. The Dow Jones...

November 14, 2022

Weekly Market Insights: Cooling Inflation Brings Market Gains Presented by Craig Moore A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week. The Dow Jones Industrial Average gained 4.15%, while the Standard &...

November 7, 2022

Weekly Market Insights: Stocks Slip After Powell Comments Presented by Happy Valley Financial Services Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets,...

Retirement InSight

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Happy Valley Financial Services